ID Banking for MSMEs

Service packages

Business strategy & business development

  • Development and implementation of a business strategy
  • Target client profile, acquisition, product design

Credit risk management

  • Risk assessment, scoring and underwriting
  • Internal control and portfolio management

Arrears & delinquency management

  • Organization, restructuring, soft and hard recoveries

Operational efficiency

  • Efficient organizational structure and lending processes
  • Performance management and digitalization

We provide training and mentoring to achieve sustainable capacity building in our clients’ institutions.

Consulting services for banks and MFIs

  • Targeted support focusing on a specific aspect of an existing MSME business line, or
  • Broad start-to-finish support in setting up a new micro and/or SME business line.

Approach

  • Assessment of the local context and the client’s status quo
  • Input of best practice banking standards and the consultants’ management experience
  • Development of solutions and formulation of priorities in cooperation with the client
  • Individualized training and capacity building activities to enhance implementation.